Finding Investment Funds

• Put your change in a dish every night and put it in savings once a month. By the end of the year, you will have an additional savings of $100.00 or more.
• Many utilities also offer home energy audits. For little or no money, a power company expert will walk through your home and identify ways to save energy and money. They may suggest you put caulk around your windows or turn down your hot water heater or add extra insulation to your attic or basement. Other common mistakes: letting cold air seep in from your garage and placing lamps near your thermostat, which then gives false readings.
• Once a week, put your coffee run money in an envelope, drink a glass of water instead, and save the money at the end of the year.
• If your lunch isn't for business purposes, carry a sandwich to work, take a salad, or even a frozen dinner, save the extra money at the end of the month and invest in one of those 'fast food places' your income will be more than your lunches next year.
• Save one trip a week in your car, and count the gas money toward savings. At the price of gas, that alone will be $250 a year.

Remember, money saved is money earned. Invest for your future.